Art-Backed Loans for
Estates & Probate.

When an estate includes significant artwork, estate taxes may be due before the collection can be sold. An art-backed loan against the works themselves provides the capital to settle the tax liability without a forced or rushed sale.

Probate can take months or years. Estates with art holdings often need liquidity during administration — to cover legal fees, maintenance costs, or distributions to beneficiaries — before the collection is formally disposed of.

When heirs disagree on whether to sell or retain artwork, a short-term loan can provide interim liquidity while the estate is resolved, avoiding a premature sale under unfavorable conditions.

Estate trustees and family offices sometimes use art-backed loans to bridge the gap between acquisition and financing — securing a significant work at auction while longer-term capital is arranged.

The estate's other assets are never at risk. Our loans are structured so that the artwork is the sole collateral — protecting beneficiaries and trustees alike.

Estate timelines are unpredictable. We offer terms from 3 to 24 months with extension options — no rigid maturity date that could force a sale at an inopportune moment.

We work directly with estate attorneys, CPAs, and financial advisors. All documentation is structured to meet the requirements of estate administration and fiduciary duty.

Estate matters are private by nature. Every aspect of our engagement — from valuation to funding — is handled in strict confidence.

Yes. Executors and trustees acting on behalf of an estate may use estate artwork as collateral for a loan, provided they have the authority to do so under the will or trust instrument. We work directly with estate attorneys and trustees throughout the process.

We conduct our own internal valuation as part of the loan process. For estates, a formal appraisal for estate tax purposes (a "qualified appraisal" under IRS guidelines) may already exist — if so, we will review it. If not, we can coordinate an independent appraisal.

We offer flexible terms, typically 3 to 24 months, with the option to extend. Estate timelines are unpredictable — we structure loans accordingly and do not impose rigid maturity dates that could force a sale at the wrong moment.

Yes. Our loans are non-recourse — the artwork is the only collateral. The estate's other assets are not at risk. If the loan cannot be repaid, the lender's remedy is limited to the artwork itself.

Absolutely. We regularly coordinate with estate counsel, accountants, and financial advisors. We can provide whatever documentation is needed for the estate file and are experienced in the confidentiality requirements of estate administration.