Confidential Enquiries  ·  loans@non-fugazi.com  ·  Available by appointment
Institutional & Individual Asset-Based Lending

NON-FUGAZI

Borrow Against Your Collection.

Unlock the equity in your collection without selling. Non-recourse loans for collectors, estates, family offices and businesses.

$250M+
Capital Deployed
Non-Recourse
Loan Structure
Fine Art Luxury Fashion Luxury Watches Wine & Spirits Collectibles Fine Art Luxury Fashion Luxury Watches Wine & Spirits Collectibles
Accepted Collateral

Asset Classes

Inquire →
How We Work

The Process

Four steps. No bureaucracy. Your asset stays fully insured throughout the loan term — handled with discretion at every stage.

01
Submit Your Asset

Complete our secure application and upload photographs, appraisals, and documentation. Every submission is reviewed by a senior member of our team — not a credit algorithm.

5 minute application
02
Receive a Term Sheet

We appraise your asset and issue a confidential, no-obligation term sheet. No credit pull. No judgment. Just a straightforward offer based on what you own.

Prompt turnaround
03
Appraisal, Shipping & Storage

Once terms are agreed, we coordinate white-glove collection or insured shipping directly to our secure storage facility. Every piece is independently appraised, catalogued, and insured at full replacement value under our institutional policy.

Fully insured transit
04
Access Your Capital

Funds are remitted the same day your asset is received and confirmed. Your capital, on your timeline.

Funds same day
“We don't evaluate borrowers. We evaluate assets. The asset speaks for itself — and so does our answer.”
Non-Fugazi — Founding Principle
Client Perspectives

What Clients Say

Become a Client →

I needed liquidity without liquidating my Patek. Non-Fugazi had funds remitted within 18 hours. The entire process was conducted with the discretion I expected.

M. Okonkwo
Private Equity Principal, London
Patek Philippe Ref. 5711

Borrowed against my SF90 to bridge a property transaction. The terms were competitive, the process was faster than anything my private bank could offer, and there was zero runaround.

J. Harrington
Real Estate Developer, Miami
Ferrari SF90 Stradale

Used a Basquiat as collateral for a bridge loan. The appraisal was rigorous and fair, and the painting was held at a climate-controlled facility I selected. Exactly as agreed.

S. Delacroix
Collector & Entrepreneur, New York
Jean-Michel Basquiat, 1984

Privacy is non-negotiable for me. Non-Fugazi asked nothing beyond what was necessary and communicated exclusively through channels I designated. Clean, professional, fast.

A. Voss
Family Office Director, Dubai
6.2ct Pink Diamond, GIA Certified

The terms were better than my private bank and the process took a single conversation and twenty-four hours. Non-Fugazi has changed how I think about liquidity.

C. Nakamura
Technology Founder, San Francisco
Richard Mille RM 011
Loan Application

Request
a Loan

Complete the form and attach photographs and documentation for your asset. A senior member of our team will respond with a no-obligation term sheet — typically within two to four hours.

Minimum Loan
$25,000
Loan Terms
1 – 36 months · Interest-only available
Response Time
2 – 4 business hours
Confidential Email
loans@non-fugazi.com
All submissions are treated with complete confidentiality
Your Information
Asset Details
Loan Request
Asset Photographs

Clear, well-lit photographs of your work. Include full image, detail shots, signature, verso, and any labels or stamps. For sculpture: multiple angles. Provenance documents and prior appraisals are welcome. More photographs accelerates appraisal.

Drop photographs here or click to browse
Up to 20 files · Max 25 MB each
JPGPNGHEICWEBP
Supporting Documentation

Appraisal certificates, GIA/AGS reports, purchase receipts, title documents, insurance records, service history — anything that establishes provenance and value.

Drop documents here or click to browse
PDF, Word, Excel, Images · Max 25 MB each
PDFDOCXLSImages

All information submitted is held in strict confidence and used solely to evaluate your loan application. Non-Fugazi does not sell or share client data with third parties. By submitting this form you agree to our Privacy Policy and Terms of Service.