Perspectives on using art as a financial instrument — for collectors, advisors, and estates navigating private lending.
When liquidity is needed quickly, collectors face a fundamental choice: sell the work or borrow against it. For most serious collectors, the answer is rarely the former.
Lending against art requires a different kind of appraisal than insurance or estate purposes. Understanding how lenders evaluate value can help you structure a stronger application.
Provenance is not merely an academic concern. For private lenders, a well-documented ownership history is one of the most significant factors in determining loan-to-value ratios.
Blue-chip contemporary works have emerged as one of the most bankable asset classes in private lending. Here is why — and what it means for collectors seeking liquidity.
For many collectors, privacy is not a preference — it is a requirement. The structure of a private art loan can protect confidentiality in ways that traditional lending cannot.
Estates with significant art holdings often face a liquidity gap during administration. A short-term art-backed loan can bridge that gap without triggering a premature sale.
New articles added monthly. For bespoke research or advisory inquiries, contact loans@non-fugazi.com.
Submit an inquiry and receive a no-obligation term sheet. No credit check. Complete discretion.