Loans Against Your Chanel. Classic value, kept safe.
Chanel’s repeated retail price increases have made its classic bags a recognized store of value. Borrow against yours with specialist authentication, a detailed condition record and climate-controlled, insured storage.
Chanel Bags We Lend Against
Don’t see your bag? Tell us about it — significant pieces are reviewed case by case.
Your Chanel, documented in detail.
Chanel is among the most counterfeited luxury brands. The record captures what makes your bag genuine and what condition it is in — before storage, locked while a loan is open, and yours to keep.
The serial sticker and authenticity card, or the microchip on newer bags, are recorded and matched.
Quilting alignment, stitching, lining and hardware stamps are photographed.
Corners, chain, leather and interior are graded and photographed.
Card, receipt, dust bag and box are recorded with the bag.
Verify once. Borrow when you choose.
Send photos of the exterior, interior, hardware, stamps or serial labels, plus any receipts, cards or dust bags.
A luxury goods specialist authenticates the item and documents its model, material, stamps, hardware and condition grade. Appraisal is billed at cost.
Insured collection or shipping to secure, climate-controlled storage. Your bag is insured at full replacement value from the moment it leaves your hands.
Receive a confidential, no-obligation term sheet. Repay at any time and your bag is returned or stored with its record intact.
Chanel Loan FAQ
How much can I borrow against a Chanel bag?
Loan-to-value typically ranges from 25% to 75% of the appraised value, based on secondary-market prices for that model, size, leather, hardware and condition. Loans range from $25,000 to $2 million.
My Chanel bag is under $25,000. Can I still borrow?
Our minimum loan is $25,000, so single bags below that value usually need to be combined with other pieces in one facility.
Do I need the authenticity card?
It helps but is not required. A specialist authenticates the bag on its construction, serial or chip, and materials.
Will I get the same bag back?
Yes. Serial, construction details and condition are documented before storage and checked again at return. While a loan is open the record is locked, so the bag cannot be sold, swapped or pledged twice.
Do you check my credit?
No. The decision is based on the bag, not your credit history or income.
Is the loan non-recourse?
Non-recourse terms are available on qualifying loans, meaning the bag is the lender’s only remedy. Your term sheet states plainly whether your loan is non-recourse.
Can I repay early?
Yes. Generally, there is no prepayment penalty. Repay at any time and your bag is returned or stored with its record intact, ready if you want to borrow again.
Keep the bag. Use its value.
NON-FUGAZI is invitation-only. Tell us what you own and we'll respond confidentially with next steps.
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