Contemporary Art Loans. Blue-chip work, working for you.
Blue-chip contemporary art trades often and publicly at auction, which makes it practical collateral. Borrow against your paintings, works on paper and sculpture without selling, with independent appraisal and fine-art storage.
Artists We Lend Against
Don’t see your artist? Tell us about it — significant pieces are reviewed case by case.
Provenance that protects value.
Contemporary markets reward clean, well-documented works. The record captures the provenance, authentication and condition that buyers and lenders look for, and it stays with the work after the loan is repaid.
Certificates from the artist’s studio, foundation or authentication body are recorded where they exist.
Gallery invoices and consignment records are documented as part of the chain of ownership.
A professional condition report with photography, including the reverse and any labels.
Comparable auction results for the artist, period and medium are noted at valuation.
Verify once. Borrow when you choose.
Send photos of the front, back, signature and any gallery or exhibition labels, plus invoices, certificates and catalogue raisonné references.
An independent credentialed appraiser values the work and reviews its authenticity, provenance and condition. Appraisal is billed at cost.
White-glove art handling and insured transport to a leading fine-art storage facility. Your artwork is insured at full replacement value from the moment it leaves your hands.
Receive a confidential, no-obligation term sheet. Repay at any time and your artwork is returned or stored with its record intact.
Contemporary Art Loan FAQ
How much can I borrow against a Basquiat or Warhol?
Loan-to-value typically ranges from 25% to 75% of the appraised fair market value. Artists with deep, consistent auction markets support the higher end. Loans range from $25,000 to $2 million.
Do you lend against ultra-contemporary artists?
Selectively. Artists with short or volatile auction histories are reviewed case by case and generally receive a lower loan-to-value.
Can I borrow against a Banksy?
Yes, for works with Pest Control certification, which is the recognized authentication for Banksy.
Will my work be exhibited or lent out?
No. Your work stays in storage for the term of the loan and is not shown, lent or moved without your consent.
Do you check my credit?
No. The decision is based on the artwork, not your credit history or income.
Is the loan non-recourse?
Non-recourse terms are available on qualifying loans, meaning the artwork is the lender’s only remedy. Your term sheet states plainly whether your loan is non-recourse.
Can I repay early?
Yes. Generally, there is no prepayment penalty. Repay at any time and your artwork is returned or stored with its record intact, ready if you want to borrow again.
Keep the work. Use its value.
NON-FUGAZI is invitation-only. Tell us what you own and we'll respond confidentially with next steps.
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