Loans Against Your Richard Mille. Serious collateral, handled seriously.
A Richard Mille carries one of the highest values per watch in the market, and one of the highest counterfeit risks. Borrow against yours with specialist authentication, a component-level record and insured storage.
Richard Mille Watches We Lend Against
Don't see your reference? Tell us about it — significant watches are reviewed case by case.
Your RM, documented component by component.
The question every collector asks when a watch leaves their hands: will the same watch, with the same parts, come back? Your watch's record answers it — documented before storage, locked while a loan is open, and yours to keep afterward.
Case number, movement number and edition number recorded and matched to the warranty card.
Richard Mille is among the most counterfeited brands. A specialist inspects the movement, case and components before any loan.
Case material, strap and buckle are recorded, so the same configuration comes back.
Warranty card, box and service history recorded with the watch.
Verify once. Borrow when you choose.
Send photos of the watch, case back and serial area, plus any box, papers, warranty card or service receipts.
An independent watch specialist authenticates the watch and documents its reference, serial, condition and which parts are original. Appraisal is billed at cost.
Insured collection or shipping to secure, insured storage. The watch is covered at full replacement value from the moment it leaves your hands.
Receive a confidential, no-obligation term sheet. Repay at any time and your watch is returned or stored with its record intact.
Richard Mille Loan FAQ
How much can I borrow against a Richard Mille?
The amount is based on an independent appraisal and recent secondary-market data for your reference and edition. Complete papers and matching numbers are especially important. Loans range from $25,000 to $2 million.
How do you authenticate a Richard Mille?
An independent specialist inspects the case, movement and components, and confirms the case and movement numbers against the warranty card and the watch’s documentation.
Can I borrow against a limited edition?
Yes. Limited and partner editions are accepted, and the edition number is recorded as part of the watch’s record.
Will I get the same watch back?
Yes. Numbers, configuration and condition are documented before storage and checked again at return. While a loan is open the record is locked, so the watch cannot be sold, swapped or pledged twice.
Is my watch insured?
Yes. Your watch is insured at full replacement value from the moment it leaves your possession until it is returned to you.
Do you check credit?
No. The decision is based on the watch, not your credit history or income.
Keep the watch. Use its value.
NON-FUGAZI is invitation-only. Tell us about your watch and we'll respond confidentially with next steps.
Request an invitation →