Loans Against Your Rolex. Without selling. Without a pawn counter.
Rolex is the most liquid name in the secondary market, which makes it strong collateral. Borrow against your Rolex while it sits in insured storage, documented down to the dial, then take it home when you repay.
Rolex References We Lend Against
Don't see your reference? Tell us about it — significant watches are reviewed case by case.
Your Rolex, documented to the dial.
The question every collector asks when a watch leaves their hands: will the same watch, with the same parts, come back? Your watch's record answers it — documented before storage, locked while a loan is open, and yours to keep afterward.
Case serial and model reference recorded and matched to the warranty card where available.
Rolex service can replace dials, hands and bezel inserts. The record notes what is original, which matters most on vintage pieces.
Bracelet reference, clasp code and link count noted, so the same bracelet comes back.
Warranty card, box, hang tags and service receipts recorded with the watch.
Verify once. Borrow when you choose.
Send photos of the watch, case back and serial area, plus any box, papers, warranty card or service receipts.
An independent watch specialist authenticates the watch and documents its reference, serial, condition and which parts are original. Appraisal is billed at cost.
Insured collection or shipping to secure, insured storage. The watch is covered at full replacement value from the moment it leaves your hands.
Receive a confidential, no-obligation term sheet. Repay at any time and your watch is returned or stored with its record intact.
Rolex Loan FAQ
How much can I borrow against my Rolex?
The amount is based on an independent appraisal and current secondary-market prices for your exact reference. Condition, originality and a complete set with box and warranty card all support a higher figure. Loans range from $25,000 to $2 million.
Can I get a loan on a Rolex without papers?
Often, yes. Papers help, but an independent specialist can authenticate the watch and confirm its serial and reference. Missing papers may affect the loan amount, not necessarily eligibility.
Does a service dial affect my Rolex loan?
It can. On modern Rolex the effect is usually small. On vintage pieces an original dial, hands and bezel can be a large share of the value, which is why the record documents them.
Will I get the same Rolex back?
Yes. Serial, reference, bracelet and condition are recorded before storage and checked again at return. While a loan is open the record is locked, so the watch cannot be sold, swapped or pledged to anyone else.
Should I borrow against my Rolex or sell it?
Selling ends your ownership and can trigger a taxable gain. Borrowing keeps the watch and any future appreciation, at the cost of interest. Speak with your tax advisor about your situation.
Do you check credit for a Rolex loan?
No. The decision is based on the watch, not your credit history or income.
Keep the watch. Use its value.
NON-FUGAZI is invitation-only. Tell us about your watch and we'll respond confidentially with next steps.
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